{"id":3333,"date":"2025-04-13T17:03:09","date_gmt":"2025-04-13T21:03:09","guid":{"rendered":"https:\/\/unitedwaysem.org\/?post_type=equity&p=3333"},"modified":"2025-04-17T11:48:52","modified_gmt":"2025-04-17T15:48:52","slug":"2024-day-20","status":"publish","type":"equity","link":"https:\/\/unitedwaysem.org\/es\/equity-challenge-days\/2024-day-20\/","title":{"rendered":"Day 20: Persistent Wealth Gap Impacts Black Community\u2019s Access to Affordable Housing"},"template":"","class_list":["post-3333","equity","type-equity","status-publish","hentry","equity-year-271"],"acf":{"details":{"equity_year":271,"day_number":20,"availability_date":"20240613"},"page_layout":[{"acf_fc_layout":"layout_quote_hero","_acfe_flexible_toggle":"","component_quote_hero":{"kicker_text":"2024 Equity Challenge","heading":"Day 20: Persistent Wealth Gap","summary":"Impacts Black Community\u2019s Access to Affordable Housing","cta":{"title":"Listen","url":"https:\/\/unitedwaysem.org\/wp-content\/uploads\/2025\/04\/Equity-Challenge-Day-20.mp3","target":""},"quote":"It is easier to build strong children than to repair broken men.","attribution":"Frederick Douglass","source":"American social reformer, abolitionist, orator, writer and statesman"}},{"acf_fc_layout":"layout_wysiwyg","_acfe_flexible_toggle":"","component_wysiwyg":{"content":"La entrada de hoy ha sido escrita por Community Housing Network (CHN), una de nuestras organizaciones asociadas al Equity Challenge Community Group. Para m\u00e1s informaci\u00f3n sobre CHN, consulte la parte inferior de esta entrada.<\/strong>\r\n\r\nA finales de enero del a\u00f1o pasado, 653 104 personas en los Estados Unidos, es decir, aproximadamente 20 de cada 10 000, fueron contabilizadas como personas sin hogar en una sola noche, seg\u00fan el\u00a0Informe anual de evaluaci\u00f3n de personas sin hogar 2023<\/a>\u00a0by the U.S. Department of Housing and Urban Development (HUD). This figure, a 12 percent increase from 2022, is the highest since HUD began reporting on the issue to Congress in 2007.\r\n\r\nA major cause? A lack of affordable housing, according to experts. Just 16 percent of homes for sale in 2023 were affordable for the typical U.S. household \u2013\u00a0la proporci\u00f3n m\u00e1s baja registrada<\/a>. That is down from 20.7 percent in 2022 and more than 40 percent before the pandemic homebuying boom.\r\n\r\nNot only that, but\u00a0los informes muestran<\/a>\u00a0La mitad de los inquilinos estadounidenses han tenido dificultades econ\u00f3micas en los \u00faltimos dos a\u00f1os, lo que significa que han gastado m\u00e1s del 30 % de sus ingresos en alquiler y servicios p\u00fablicos.\u00a0Hoy en d\u00eda, solo hay 37 viviendas asequibles disponibles por cada 100 inquilinos con ingresos extremadamente bajos.<\/a>. As a result, 70 percent of the lowest-wage households spend more than half their income on rent, placing them at high risk of homelessness when unexpected expenses (such as car repairs and medical bills) arise.\r\n\r\nThis affordable housing crisis that our nation is struggling with is compounded by the issue of closing the gap in homeownership rates among Black Americans, which has fallen behind since the financial crisis in 2008. According to the report, the gap between Black and white homeownership is now wider than it was more than 50 years ago, right before the 1968 Fair Housing Act was enacted to create equal housing opportunities for minorities, according to\u00a0un informe del Instituto Urbano<\/a>.\r\n\r\nIn Detroit, where mortgage payments are among the lowest in the country,\u00a0Solo el 31,8 % de las viviendas en venta eran asequibles para el hogar afroamericano t\u00edpico en 2023.<\/a>, y el 50,2 % eran asequibles para el hogar latino medio. Eso es mucho menos que el 66 % de anuncios asequibles para el hogar blanco t\u00edpico.\r\n\r\n\"\"\r\n\r\nCHN est\u00e1 decidida a ayudar a cerrar la brecha.\u00a0Brecha en la propiedad de viviendas entre la poblaci\u00f3n negra<\/a>, which can impact the number of individuals experiencing homelessness, but we need your help to achieve this mission. We must work together to end racial housing discrimination that has been perpetuated for generations, along with hundreds of years of institutional racism, much of which still exists today.\r\n\r\nSome examples of systematic housing discrimination:\r\n\r\nRestrictive Housing Covenants: Although the Fair Housing Act of 1968 forbids all discrimination in housing, researchers point to the lingering effects of racially restrictive covenants that required home deeds in communities across the U.S. to include clauses that explicitly denied buyers based on race, ethnicity or religion. (History.com<\/a>)\r\n